The poet John Milton’s words, “They also serve who only stand and wait,” may be both profound and genuine, but the true riches of life are far more likely to accrue to those who actively go out and seek them. Seldom does success come marching in accompanied by a brass band in full regalia. More often, it’s achieved by those who labor long and hard. Take the initiative, and you will create your own opportunities. There is no substitute for action backed up by a well-thought-out plan.