Worries, like sheep, seem to flock together. One worry leads to another, and soon you are overwhelmed with the potential for problems. When you allow yourself to play the “what if?” game — to speculate about additional problems that one potential problem might cause — worries multiply, each making the next seem worse. If you must play the “What if?” game, play it to win. Focus on solutions, not on the problems themselves and the additional problems they might create. However serious your worries may seem when they awaken you at midnight, if you analyze them carefully, you will find that every problem has a solution.